負う
おう · ou · JLPT N3 · verb-godan
to bear
🎒💰 おう (ou) sounds like owe: what you owe is a burden you bear
負 is a person (⺈) on top of 貝, the old shell-money sign. A person carrying money they owe. The English pun matches both meanings: ou = owe, and a debt is something you bear. 負ける (to lose) uses the same kanji.