境遇
きょうぐう · kyouguu · JLPT N1 · noun
circumstances
境 (border) + 遇 (meet) = the borders you meet: your circumstances
境 means boundary or surroundings, and 遇 means to meet or encounter. Together they name the conditions you run into, such as your environment or circumstances.
遇 — 辶 (walk radical) + 禺 (phonetic, monkey)
遇 is a phono-semantic compound. The walking radical 辶 supplies the meaning of going or moving along a road, while 禺 (an old word depicting a monkey-like creature) provides the sound. Together they evoke encountering someone while traveling, giving the modern senses 'meet,' 'come across,' or 'treat.'