遭殃
zāo yāng · HSK 7
to suffer a calamity
遭殃 = 遭 encounter + 殃 calamity = to run into disaster
遭 means to meet with or run into something bad; 殃 is calamity or disaster. Together they describe someone who encounters and suffers a calamity. Related to 遭遇 (to encounter).