负有
fù yoǔ · HSK 7
to be responsible for
负 = bear/carry + 有 = have; literally to carry-have a duty
负 means to bear or shoulder (a burden), 有 means to have. Together 负有 means to bear-have, i.e. to be charged with or responsible for something — typically a duty, obligation, or legal liability.
负 — person 𠂉 (人) on top + cowrie shell 贝
Originally depicted a person carrying cowrie shells (money), showing someone bearing a load or owing wealth. From this came the meanings 'to carry on the back,' 'to bear a burden,' and by extension 'to owe' or 'negative.' The simplified form 负 keeps 贝 (shell/money) under a person.
有 — hand 𠂇 + moon/meat 月
Originally depicted a hand holding a piece of meat (月 here is the 'meat' radical, not moon), expressing the idea of possessing something. Over time the meaning broadened from 'to hold/possess' to the general sense of 'to have' or 'there is/exists'.