裹
guǒ · HSK 7
to wrap
🎁 裹 = 衣 (clothes) split open around 果 (fruit): cloth wrapped around fruit = to wrap
The inner 果 (guǒ, fruit) is also the phonetic, so it hands the whole character its guǒ sound. The outer 衣 (clothing) supplies the meaning: cloth closing over something to bind or bundle it into a parcel.
裹 — 衣 (clothing) wraps around 果 (fruit, phonetic)
裹 is a semantic-phonetic compound: the outer 衣 'clothing/garment' is split open to enclose 果 'fruit', which also supplies the sound. The image is of wrapping something up in cloth, like bundling fruit, giving the core meaning 'to wrap, bundle, parcel'.