总的来说
zǒng de lái shuō · HSK 7
generally speaking
总 zǒng = total/sum + 来说 = speaking → sum-it-up speaking, on the whole
总 carries the idea of total or overall; 来说 is a set tag meaning speaking-of or as-for. Glue them and you get the on-the-whole framing a speaker uses before a wrap-up: in short, to sum up.
总 — top 丷 + 口 + 心 (heart radical)
总 is the simplified form of 總. The traditional form combined 糸 (silk threads) with 悤 as phonetic, originally meaning to gather or tie threads together. From 'bundling threads' the meaning extended to 'gather all,' 'general,' 'overall,' and 'always.'
的 — white 白 + ladle 勺
Originally a phono-semantic compound: 白 ('white') gave the meaning of bright or clear, and 勺 supplied the sound. It once meant 'bright' or 'target' (still seen in 目的, 'aim'). In modern Chinese it was borrowed as a grammatical particle marking possession or modification.
来 — pictograph of a wheat plant with grain heads
来 originally depicted a stalk of wheat with drooping grain heads, and meant 'wheat' in oracle bone script. It was later borrowed phonetically to write the unrelated verb 'to come,' which became its dominant meaning. The original 'wheat' sense was taken over by 麥 (now 麦).
说 — speech radical 讠(言) + 兑
说 combines the speech radical 讠(言, 'words') with 兑, which acts as the phonetic component. The character originally meant 'to explain' or 'to speak,' and broadened to mean 'say' or 'talk.' The same graph is also read 'yuè' meaning 'pleased,' a sense later written 悦.