存款
cúnkuǎn · HSK 5
deposit
💰🏦 存款 = 存 (store/save) + 款 (sum of money)
存 means to store or deposit; 款 here means a sum of money or funds. Together they form the noun for money kept in a bank account — a deposit or savings.
存 — 才 (talent/sprout) + 子 (child)
Originally written with 才 (a sprout breaking ground) over 子 (child), suggesting a child being raised or kept alive. The character came to mean 'to exist, to remain, to preserve.' Modern uses like 存在 (exist) and 保存 (preserve) reflect this core sense of continued being.