养老金
yǎng lǎo jīn · HSK 7
pension
👴💰 养老金 = support (养) + old (老) + money (金): money that supports the old
养 means to nourish or support, 老 means old or elderly, and 金 means gold or money. Stacked together they spell out money set aside to support someone in old age, which is exactly a pension.
养 — sheep 羊 (top) + 八 over 艮-like base; simplified from 養 (食 + 羊)
The traditional form 養 combined 食 'food' with 羊 'sheep' as the phonetic, depicting the act of feeding sheep and, by extension, raising or nourishing living things. The simplified form 养 keeps 羊 on top but drops the 食 component. From 'feed' the meaning broadened to rear, support, and cultivate.
老 — old man 耂 + 匕 (bent figure)
Originally a pictograph of an elderly person with long hair leaning on a cane. The top 耂 depicts the hair and stooped body, while 匕 at the bottom represents the cane or a bent figure. The core meaning 'old' has remained stable since oracle bone script.
金 — roof 亼 + two dots (metal nuggets) + earth 土
Originally a pictograph of metal nuggets buried in the earth beneath a covering, with the two dots representing pieces of ore. It first meant 'metal' broadly, then narrowed to 'gold' as the most precious metal, and by extension 'money'.